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The difference, perhaps, between Pia Wurtzbach's claim to the crown in the 2015 Miss Universe pageant and this year's win by Catriona Gray, is the fact that the former bagged it much to everyone's delight and surprise; whereas,
Long before Christmas arrives, the Filipinos are already prepared. We call it the "BER" months, so as early as September each year the holiday spirit is already in the air. Yes! The Philippines is known for having the longest Christmas celebration in the world.
Most of us have an instant inkling that when it comes to growing money, we have a savings account in mind. While this is not too bad an idea, its earning potential is nothing compared to what you can earn from investments.