How and why should I open a bank account?
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savings
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Savings and Checking Accounts
What is a Savings Account?
A Savings Account is basically a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate. Depending on the specific type of savings account, the account holder may not be able to write checks from the account (without incurring extra fees or expenses) and the account is likely to have a limited number of free transfers/transactions.