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Things you should know before investing in Real Estate

Buying an investment property continues to be one of Philippines’ ways to invest. Property investment is a proven path to long term wealth and build financial security. Returns from property investment come from rental income and from any rise in value of property over time.

The best way to do this is to save and pay cash for a property investment. However,using a loan to purchase investment is not bad at all. But keep in mind, make sure that you can afford to maintain your mortgage repayments over the long term. Also, always consider the cost of taxes and the way that you plan on renting it out. Make the property attractive to renters, Check condition of the property and facilities,Pick the right type of mortgage to suit you, Understand the market and Cash Flow. Remember that property is a long-term investment and so don’t expect property prices rising rightaway.

Thousands of rental properties aim for a 5%-7% return on their homes. Individual investors, who don’t have to pay staffs, aims for at least 10% . To attain that goal, Invest on properties in a nearby neighborhood you’re familiar with, preferably one near an employment center like a university with a healthy demand for rentals.

Key reasons to invest in Real Estate :

Capital Growth: property value will grow over time. You will benefit both from strady capital growth as well as monthly rental returns. Property has two types of potential returns. One is from rent paid by tenants and the other is from the property increasing in value – calledCapital Gain.

A secured investment: Not only is it the most forgiving type of investment, it's also the only investment market that is not dominated by investors ; when you buy a property chances are its value will still increase over time. People buy investment properties to make a long-term profit as prices rise.

Reduce risk: You can insure your asset against risks; damage / fire / tenant problems.

Anyone Can Invest Profitably: Does not require too much knowledge like stocks or opening up a business.

Control: You have the full control of your property investment; ALL decision depends on you.

 Tax benefits: If your property is negatively geared, it may provide tax benefits.

Buying investment property today can be an overwhelming decision. Invest now!