Apply today

Did you know ? now assist you to get your dream loan

 click here to apply online with us.

buying a house

Everything you need to know about Home Loan in the Philippines

Thinking about getting a Home Loan? We give you all important information to get one!

What is a Home Loan?


A home loan is a financial help provided by a Bank or a Financial Institution to help you in buying and/or modifying your property.

The basic needs of men are Food, Shelter and Clothing, among these 3 the most sought after need is to build a suitable shelter, this is where a Home Loan is considered.

In layman term, a home loan is simply borrowing money with interest for a specific period of time to buy or to renovate a house. A few years back, this definition was enough to define the meaning of home loan but today the competition between banks and their services changed the meaning of home loan completely.

Nowadays, home loans have a bigger scope and banks offer these loans even for small needs about your home. To understand this concept better, let us have a look at the different types of home loans available.